uob personalized banking
uob personalized banking
Blog Article
UOB Bank gives a range of particular banking expert services created to meet the economical demands of individuals. Below is an in depth overview that may help you recognize The important thing areas and offerings.
Different types of Accounts
Personal savings Account: This account permits you to save money when earning interest.
Capabilities: Easy access, curiosity earnings, negligible charges.
Rewards: Harmless place for your money, opportunity development by way of desire.
Present Account: Perfect for day by day transactions and handling bills.
Characteristics: Checkbook facility, overdraft security.
Benefits: Hassle-free for normal payments and withdrawals.
Fastened Deposit Account: For those trying to receive bigger desire rates above a set time period.
Characteristics: Fastened time period deposits, higher interest prices when compared with discounts accounts.
Gains: Protected financial investment option with predictable returns.
Financial loans
Personal Financial loans: Unsecured financial loans that could be employed for a variety of uses like schooling or property renovation.
Sorts:
Installment Loans
Credit Strains
Gains: Adaptable repayment phrases, competitive desire premiums.
Property Loans: Tailored solutions for paying for assets or refinancing current mortgages.
Styles:
Fastened Fee House Mortgage
Floating Level Household Bank loan
Advantages: Different options to match personal requirements, interesting premiums.
Credit Cards
UOB features A variety of bank cards catering to diverse lifestyles and paying out behavior:
Benefits Cards: Gain points on just about every obtain which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on daily paying out like groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance policy protection.
Expense Expert services
For people considering rising their wealth by means of investments:
Device Trusts * Diversified portfolio managed by gurus. * Ideal for prolonged-expression advancement objectives.
Structured Deposits * Combines the characteristics of regular deposits with financial investment goods. * Probably better returns but with a few hazard involved.
Insurance coverage Items
To guard by yourself and Your loved ones from unexpected functions:
Everyday living Insurance * Provides financial security in the event of Dying or critical illness. * May also serve as a savings Software based on the plan picked out.
Health and fitness Coverage * Addresses health care expenditures which includes hospitalization fees. * Essential for mitigating superior Health care fees.
Digital Banking Services
Advantage at your fingertips by digital platforms:
Internet Banking
Helps you to take care of your finances online:
Perspective account check here balances and transaction heritage
Transfer funds involving accounts or shell out expenses
Submit an application for new items (financial loans/charge cards)
Cell Banking
Banking on-the-go by way of cell apps:
Speedy balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
With these thorough choices, UOB aims to supply individualized banking answers that cater precisely to personal prerequisites although making sure ease and stability in all transactions.